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Become a SAMA-Licensed EMI or Financial Institution - With Full Regulatory Support

Whether you’re launching a fintech or expanding your financial services footprint, we help you secure your license and build lasting regulatory relationships.

How can we support

Launching in Saudi Arabia under the Saudi Central Bank (SAMA) regime requires precision, structure, and insider understanding of the regulator’s evolving expectations.

 

At j. awan capital, we’ve supported multiple firms through SAMA’s Major EMI licensing process — from feasibility to license issuance and beyond. Whether you’re applying for the first time or expanding services, we bring structure and strategic clarity to every step.

navigate the complexities of setting up your business4

Why work with j. awan capital

  • Experience guiding SAMA - regulated firms since 2019

  • Licensed advisor with proven EMI delivery experience

  • Strong relationships with regulators and Saudi Payments

  • Teams in Riyadh with regulator relationships and expertise

  • Practitioners with experience across 8 global jurisdictions

Common challenges

Choosing the right licensing path

Interpreting regulatory language and aligning it to your business model

Building internal controls that meet SAMA expectatios

Responding confidently to regulator feedback and conditional approvals

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Licensed advisor with proven EMI delivery experience

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Teams in Riyadh with regulator relationships and expertise

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Practitioners with experience across
8 global jurisdictions

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Why work with j.awan capital

Launching in Saudi Arabia under the Saudi Central Bank (SAMA) regime requires precision, structure, and insider understanding of the regulator’s evolving expectations.

 

At j. awan capital, we’ve supported multiple firms through SAMA’s Major EMI licensing process — from feasibility to license issuance and beyond. Whether you’re applying for the first time or expanding services, we bring structure and strategic clarity to every step.

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Strong relationships with regulators and Saudi Payments

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Experience guiding SAMA-regulated firms since 2019

Our SAMA Licensing Framework

    • Strategic licensing clarity

    • Timeline planning, task ownership, stakeholder briefings

    • Feasibility review and license scope confirmation

    • License application preparation

    • RBP, financials, and supporting documents

    • Drafting of AML/CFT, cybersecurity, privacy, client protection policies

    • Meeting preparation and advisory

    • Q&A and information requests

    • Interpretation & implementation

    • Communication with SAMA and saudi payments

    • Risk, compliance, MLRO, and FO outsourcing

    • Training, monitoring, and reporting framework

    • HR and staffing support for controlled functions

Reach Out

Let's Build Your SAMA Licensing Plan!
Whether you're exploring or ready to apply, we'll map your path to approval.

j. awan & partners group collaborates with Banks, Fund and Asset Managers across all asset classes, Crypto Firms, Fintechs, Governments, Sovereign Wealth Funds, Family Offices, Listed Entities, Real Estate and Mobility Firms.

+

500

License applications

+

300

Outsourcing mandates

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